Terms of Service

Terms of Service

Last Updated: 7.15.24

Welcome to FinanceLogix.com (“FinanceLogix,” “we,” “us,” or “our”). By accessing or using our website and services, you agree to comply with and be bound by these Terms of Service (“Terms”). Please read them carefully. If you do not agree with these Terms, you should not use our website or services.

1. Acceptance of Terms

By accessing or using our website, you confirm that you have read, understood, and agreed to these Terms, as well as our Privacy Policy. These Terms apply to all visitors, users, and others who access or use our services.

2. Eligibility

Our services are intended solely for users who are 18 years of age or older. By using our services, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

3. Services

FinanceLogix provides small business loans and expert lender services. We offer various types of loans and financial advice tailored to small businesses. All loans are subject to approval based on our lending criteria.

4. Application Process

To apply for a loan, you must complete our online application form and provide accurate, complete, and current information. By submitting an application, you authorize us to perform credit checks and verify your information. Approval and loan terms will be based on our assessment of your application.

5. Fees and Charges

FinanceLogix may charge fees for certain services. All fees and charges will be disclosed to you before you enter into any agreement. You agree to pay all applicable fees and charges in accordance with the terms of your agreement with us.

6. Use of Our Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You must not use our website:

  • In any way that violates any applicable federal, state, local, or international law or regulation.
  • To transmit, or procure the sending of, any advertising or promotional material without our prior written consent.
  • To impersonate or attempt to impersonate FinanceLogix, a FinanceLogix employee, another user, or any other person or entity.

7. Intellectual Property Rights

All content, features, and functionality on our website, including but not limited to text, graphics, logos, and images, are the exclusive property of FinanceLogix and are protected by intellectual property laws. You may not use, reproduce, or distribute any content without our prior written permission.

8. Disclaimers

Our services are provided on an “as-is” and “as-available” basis. We make no warranties, express or implied, regarding the availability, accuracy, or completeness of our services. We disclaim all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

In no event will FinanceLogix, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind arising out of or in connection with your use of our website or services, including any direct, indirect, incidental, special, consequential, or punitive damages.

10. Indemnification

You agree to defend, indemnify, and hold harmless FinanceLogix, its affiliates, and their respective

directors, officers, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of our services.

11. Termination

We may terminate or suspend your access to our website and services at our sole discretion, without prior notice or liability, for any reason, including but not limited to your breach of these Terms. Upon termination, your right to use our services will immediately cease.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the state in which FinanceLogix operates, without regard to its conflict of law principles. You agree to submit to the personal jurisdiction of the state and federal courts located within that state for the resolution of any disputes.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our website and services following the posting of any changes constitutes your acceptance of the new Terms.

14. Entire Agreement

These Terms constitute the entire agreement between you and FinanceLogix regarding your use of our website and services and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding such use.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect. The invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law.

16. Waiver

No waiver of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure of FinanceLogix to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

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